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Can you transfer a personal loan to another person? MintGenie answers

New Delhi, April 9 -- Transferring a personal loan directly to another individual is not feasible. Personal loans are approved based on your creditworthiness, income, and financial history. The lender... Read More


HDFC ERGO introduces Paws n Claws, an all-inclusive insurance plan that covers pet diagnostics

New Delhi, April 9 -- HDFC ERGO General Insurance has introduced Paws n Claws, an extensive insurance policy designed for pet dogs and cats. India's pet care industry is experiencing a consistent annu... Read More


Personal loans vs credit cards: How to choose between the two?

New Delhi, April 8 -- The fundamental difference between credit cards and personal loans is the type of credit they provide: With a credit card, you are approved for a credit limit, and you can borro... Read More


Rising interest rates? How to pay down your home loan faster

New Delhi, April 5 -- HDFC Bank, India's largest private sector lender, has been gradually raising its repo rate-linked home loan interest rates since January of this year. Despite the Reserve Bank of... Read More


Considering taking a personal loan to fund your dream vacation? Here are its pros and cons

New Delhi, April 4 -- Personal loans are loans that are not secured by collateral, such as a car or house. This makes them versatile for a variety of purposes, including travel. The following are some... Read More


Income tax returns: ITR-1, ITR-2, ITR-4 forms for FY 2023-24 available for e-filing

New Delhi, April 4 -- The Income Tax Department has now released the e-filing versions of the ITR-1, ITR-2, and ITR-4 forms for the financial year 2023-24 (assessment year 2024-25). This simplifies th... Read More


How to tackle fraudulent transactions on your credit card? A step-by-step guide

New Delhi, April 4 -- According to the latest RBI data, in February 2024, the total number of credit cards issued by banks in India crossed the 100 million milestone, registering an increase of 1.1 mi... Read More


Rushing to invest in PPF before April 5? Here's why it may not be a good idea

New Delhi, April 4 -- Every April, many investors eagerly deposit funds into their Public Provident Fund (PPF) accounts before April 5, hoping to capitalise on the additional interest accrued from ear... Read More


Why should you consider a co-applicant while seeking a high home loan amount?

New Delhi, April 3 -- Purchasing a home is a significant life choice and financial investment. Fortunately, numerous lenders, including banks and housing finance companies, provide home loans with att... Read More


Credit cards serve as valuable tools in effectively managing money, says Rakshit Agarwal of Rupicard

New Delhi, April 3 -- Bypromoting responsible lending practices and enhancing credit risk management, secured credit cards contribute to a healthier financial ecosystem, says Rakshit Agarwal, Co-found... Read More